#1: Let Me Introduce Myself

When it comes to finances, financial literacy and financial markets do you ever ask yourself: ‘Where do I even begin?!’

My reply: COVID.

School is incredibly informative but what use is algebra and the photosynthesis cycle of a plant when you are applying for a mortgage, or trying to learn how to invest?!

This blog is about sharing financial life hacks that school never taught us!

In March 2020 I kept hearing on the news “Markets crash! The S&P 500 takes a dive! Is this the next great depression?” …and since it was something I had never even bothered to learn about, I had no idea what it all meant or how it would affect me personally. The reason behind this is because they make financial analysis look so tricky that you need to pay an expert to do it for you, which is a very clever tactic, so kudos to Wall street.

General public (0) : Wall street (1)

I had some time to kill during lockdown (like most of us!) so I decided to educate myself on the basics and go from there. The more I learned, the more I discovered how little I knew – a terrifying realisation! This led me to starting a blog to share what (albeit, limited) knowledge I have acquired over this past year with the general public and simplify the concepts so you can make more of an informed decision about your own finances rather than depending on someone else.

Now, I am not a financial advisor and this is not financial advice but just my opinion. This blog is for educational purposes only with the goal of helping ordinary people like you and I (a.k.a “retail investors”) take charge of our personal financial situation, become our very own chief financial officer (CFO) and become better managers of our money.

Interested? Let’s crack on with blog post #2: good vs bad debt …(how thrilling)!

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